/* ============================================
   SecureBank Advisory — Stylesheet
   Late 2010s / early 2020s flat-with-shadows
   ============================================ */

/* --- Reset / base --- */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: 'Open Sans', 'Helvetica Neue', Arial, sans-serif;
    font-size: 16px;
    line-height: 1.6;
    color: #3a3f4a;
    background-color: #f5f7fa;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

h1, h2, h3, h4, h5 {
    font-family: 'Roboto Slab', 'Georgia', serif;
    color: #1a3a6c;
    font-weight: 700;
    line-height: 1.25;
}

a {
    color: #1a6cb0;
    text-decoration: none;
    transition: color 0.2s ease;
}

a:hover {
    color: #0d4a82;
}

ul {
    list-style: none;
}

.container {
    max-width: 1140px;
    margin: 0 auto;
    padding: 0 20px;
}

/* --- Buttons --- */
.btn {
    display: inline-block;
    padding: 12px 28px;
    font-family: 'Open Sans', sans-serif;
    font-size: 14px;
    font-weight: 600;
    letter-spacing: 0.6px;
    text-transform: uppercase;
    text-align: center;
    border-radius: 3px;
    border: 2px solid transparent;
    cursor: pointer;
    transition: all 0.25s ease;
    text-decoration: none;
}

.btn-primary {
    background-color: #d97706;
    color: #fff;
    border-color: #d97706;
    box-shadow: 0 2px 4px rgba(0, 0, 0, 0.12);
}

.btn-primary:hover {
    background-color: #b45f04;
    border-color: #b45f04;
    color: #fff;
    box-shadow: 0 4px 10px rgba(0, 0, 0, 0.18);
    transform: translateY(-1px);
}

.btn-ghost {
    background-color: transparent;
    color: #fff;
    border-color: rgba(255, 255, 255, 0.7);
}

.btn-ghost:hover {
    background-color: rgba(255, 255, 255, 0.12);
    color: #fff;
    border-color: #fff;
}

.btn-large {
    padding: 14px 34px;
    font-size: 14px;
    margin: 6px 6px 6px 0;
}

.btn-xl {
    padding: 18px 44px;
    font-size: 15px;
}

/* --- Top bar --- */
.top-bar {
    background-color: #11294d;
    color: #c5d2e6;
    font-size: 12.5px;
    padding: 8px 0;
    border-bottom: 1px solid #0c1f3c;
}

.top-bar-inner {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.top-bar a {
    color: #c5d2e6;
    margin: 0 4px;
    text-decoration: none;
}

.top-bar a:hover {
    color: #fff;
}

.lang-switcher .lang-active {
    color: #f4b85c;
    font-weight: 700;
    cursor: default;
}

.lang-switcher .lang-active:hover {
    color: #f4b85c;
}

/* --- Header --- */
.site-header {
    background-color: #fff;
    border-bottom: 1px solid #e3e8ef;
    box-shadow: 0 1px 3px rgba(0, 0, 0, 0.04);
    padding: 18px 0;
    position: sticky;
    top: 0;
    z-index: 100;
}

.header-inner {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.logo {
    display: flex;
    align-items: center;
    font-family: 'Roboto Slab', serif;
    font-size: 18px;
    font-weight: 700;
    color: #1a3a6c;
    letter-spacing: 0.2px;
}

.logo-mark {
    color: #d97706;
    font-size: 22px;
    margin-right: 8px;
    line-height: 1;
}

.logo-accent {
    color: #6c8ab5;
    font-weight: 400;
    font-size: 16px;
    margin-left: 2px;
}

.main-nav ul {
    display: flex;
    align-items: center;
}

.main-nav li {
    margin-left: 28px;
}

.main-nav a {
    color: #4a5568;
    font-size: 14px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    padding: 6px 0;
    border-bottom: 2px solid transparent;
    transition: border-color 0.2s ease, color 0.2s ease;
}

.main-nav a:hover {
    color: #1a3a6c;
    border-bottom-color: #d97706;
}

.main-nav .nav-cta {
    background-color: #1a3a6c;
    color: #fff;
    padding: 10px 20px;
    border-radius: 3px;
    border-bottom: none;
}

.main-nav .nav-cta:hover {
    background-color: #0d4a82;
    color: #fff;
    border-bottom: none;
}

/* --- Hero --- */
.hero {
    background: linear-gradient(135deg, #1a3a6c 0%, #2c5282 100%);
    color: #fff;
    padding: 90px 0 100px;
    text-align: center;
    border-bottom: 4px solid #d97706;
}

.hero h1 {
    color: #fff;
    font-size: 38px;
    margin-bottom: 18px;
    max-width: 820px;
    margin-left: auto;
    margin-right: auto;
}

.hero-subtitle {
    font-size: 18px;
    font-weight: 300;
    color: #d8e2f1;
    max-width: 720px;
    margin: 0 auto 36px;
    line-height: 1.55;
}

/* --- Alert strip --- */
.alert-strip {
    background-color: #fff8e6;
    border-bottom: 1px solid #f0e3b8;
    padding: 16px 0;
    color: #6b5a16;
    font-size: 14.5px;
}

.alert-strip-inner {
    display: flex;
    align-items: center;
    flex-wrap: wrap;
}

.alert-icon {
    color: #d97706;
    font-size: 20px;
    margin-right: 12px;
}

.alert-strip strong {
    color: #1a3a6c;
    margin-right: 8px;
}

/* --- Sections shared --- */
.section-title {
    text-align: center;
    font-size: 30px;
    margin-bottom: 14px;
}

.section-lead {
    text-align: center;
    max-width: 720px;
    margin: 0 auto 50px;
    color: #5a6478;
    font-size: 16.5px;
    line-height: 1.65;
}

/* --- Steps --- */
.steps-section {
    padding: 80px 0;
    background-color: #fff;
}

.steps-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 26px;
}

.step-card {
    background-color: #fff;
    border: 1px solid #e3e8ef;
    border-top: 3px solid #1a3a6c;
    padding: 32px 28px 28px;
    border-radius: 3px;
    box-shadow: 0 2px 4px rgba(26, 58, 108, 0.05);
    transition: transform 0.25s ease, box-shadow 0.25s ease;
    position: relative;
}

.step-card:hover {
    transform: translateY(-3px);
    box-shadow: 0 8px 20px rgba(26, 58, 108, 0.10);
    border-top-color: #d97706;
}

.step-number {
    font-family: 'Roboto Slab', serif;
    font-size: 38px;
    font-weight: 700;
    color: #d97706;
    line-height: 1;
    margin-bottom: 14px;
    opacity: 0.9;
}

.step-card h3 {
    font-size: 19px;
    margin-bottom: 12px;
}

.step-card p {
    color: #5a6478;
    font-size: 14.5px;
    line-height: 1.6;
}

/* --- Figures --- */
.figures-section {
    background-color: #1a3a6c;
    color: #fff;
    padding: 56px 0;
    background-image: linear-gradient(135deg, #1a3a6c 0%, #234a85 100%);
}

.figures-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 30px;
    text-align: center;
}

.figure-block {
    padding: 0 10px;
    border-right: 1px solid rgba(255, 255, 255, 0.15);
}

.figure-block:last-child {
    border-right: none;
}

.figure-number {
    font-family: 'Roboto Slab', serif;
    font-size: 42px;
    font-weight: 700;
    color: #f4b85c;
    line-height: 1.1;
    margin-bottom: 8px;
}

.figure-unit {
    font-size: 22px;
    margin-left: 2px;
}

.figure-label {
    color: #c5d2e6;
    font-size: 13.5px;
    line-height: 1.5;
}

/* --- Prevention --- */
.prevention-section {
    padding: 80px 0;
    background-color: #f5f7fa;
}

.two-col {
    display: grid;
    grid-template-columns: 2fr 1fr;
    gap: 50px;
    align-items: start;
}

.two-col .section-title {
    text-align: left;
    margin-bottom: 18px;
}

.col-text > p {
    color: #5a6478;
    margin-bottom: 22px;
    font-size: 16px;
}

.check-list li {
    position: relative;
    padding: 10px 0 10px 30px;
    border-bottom: 1px dashed #d6dde6;
    color: #4a5568;
    font-size: 15px;
}

.check-list li:last-child {
    border-bottom: none;
}

.check-list li:before {
    content: "\2713";
    position: absolute;
    left: 0;
    top: 10px;
    color: #2e9c5d;
    font-weight: 700;
    font-size: 16px;
}

.info-box {
    background-color: #fff;
    border: 1px solid #e3e8ef;
    border-left: 4px solid #1a6cb0;
    padding: 26px 24px;
    border-radius: 3px;
    box-shadow: 0 2px 4px rgba(0, 0, 0, 0.04);
}

.info-box h4 {
    font-size: 16px;
    margin-bottom: 14px;
    text-transform: uppercase;
    letter-spacing: 0.6px;
    color: #1a3a6c;
}

.info-box ul li {
    padding: 7px 0;
    color: #4a5568;
    font-size: 14.5px;
    border-bottom: 1px solid #eef1f5;
}

.info-box ul li:last-child {
    border-bottom: none;
}

/* --- FAQ --- */
.faq-section {
    padding: 80px 0;
    background-color: #fff;
}

.faq-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 30px;
    margin-top: 30px;
}

.faq-item {
    padding: 24px 26px;
    background-color: #f7f9fc;
    border-radius: 3px;
    border-left: 3px solid #d97706;
}

.faq-item h4 {
    font-size: 17px;
    margin-bottom: 10px;
    color: #1a3a6c;
}

.faq-item p {
    color: #5a6478;
    font-size: 14.5px;
    line-height: 1.65;
}

/* --- Contact --- */
.contact-section {
    background-color: #1a3a6c;
    background-image: linear-gradient(135deg, #1a3a6c 0%, #14335f 100%);
    color: #fff;
    padding: 70px 0;
    border-top: 4px solid #d97706;
}

.contact-inner {
    display: grid;
    grid-template-columns: 1.4fr 1fr;
    gap: 50px;
    align-items: center;
}

.contact-text h2 {
    color: #fff;
    font-size: 30px;
    margin-bottom: 14px;
}

.contact-text p {
    color: #d8e2f1;
    font-size: 16px;
    margin-bottom: 16px;
    line-height: 1.65;
}

.contact-note {
    margin-top: 22px !important;
    padding: 14px 18px;
    background-color: rgba(255, 255, 255, 0.06);
    border-left: 3px solid #f4b85c;
    color: #d8e2f1 !important;
    font-size: 14px !important;
    line-height: 1.6;
    border-radius: 2px;
}

.contact-action {
    text-align: center;
    background-color: rgba(255, 255, 255, 0.06);
    border: 1px solid rgba(255, 255, 255, 0.10);
    padding: 36px 28px;
    border-radius: 4px;
}

.contact-reassurance {
    margin-top: 16px;
    color: #c5d2e6;
    font-size: 13px;
    font-style: italic;
}

/* --- Footer --- */
.site-footer {
    background-color: #0c1f3c;
    color: #a8b6cf;
    font-size: 14px;
    padding-top: 50px;
}

.footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1.2fr;
    gap: 40px;
    padding-bottom: 40px;
    border-bottom: 1px solid #1c2f4d;
}

.footer-col h5 {
    color: #fff;
    font-size: 13px;
    text-transform: uppercase;
    letter-spacing: 1px;
    margin-bottom: 16px;
    font-family: 'Open Sans', sans-serif;
    font-weight: 700;
}

.footer-col ul li {
    padding: 5px 0;
}

.footer-col a {
    color: #a8b6cf;
    font-size: 13.5px;
}

.footer-col a:hover {
    color: #fff;
}

.logo-footer {
    color: #fff;
    margin-bottom: 14px;
}

.logo-footer .logo-text {
    color: #fff;
}

.logo-footer .logo-accent {
    color: #6c8ab5;
}

.footer-blurb {
    color: #8b9bb6;
    font-size: 13.5px;
    line-height: 1.65;
    max-width: 320px;
}

.footer-contact li {
    color: #a8b6cf;
    font-size: 13.5px;
}

.footer-contact .footer-note {
    margin-top: 10px;
    padding-top: 10px;
    border-top: 1px solid #1c2f4d;
    color: #8b9bb6;
    font-size: 12.5px;
    font-style: italic;
    line-height: 1.55;
}

.footer-bottom {
    padding: 18px 0;
    font-size: 12.5px;
    color: #6c80a3;
}

.footer-bottom .container {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.footer-trust {
    color: #8b9bb6;
}

/* --- Responsive --- */
@media (max-width: 960px) {
    .steps-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .figures-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 36px 20px;
    }

    .figure-block:nth-child(2) {
        border-right: none;
    }

    .two-col,
    .contact-inner,
    .footer-grid {
        grid-template-columns: 1fr;
        gap: 30px;
    }

    .faq-grid {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 640px) {
    .top-bar-inner {
        flex-direction: column;
        gap: 4px;
        font-size: 12px;
    }

    .header-inner {
        flex-direction: column;
        gap: 14px;
    }

    .main-nav ul {
        flex-wrap: wrap;
        justify-content: center;
        gap: 6px 0;
    }

    .main-nav li {
        margin-left: 14px;
    }

    .hero {
        padding: 60px 0 70px;
    }

    .hero h1 {
        font-size: 28px;
    }

    .hero-subtitle {
        font-size: 16px;
    }

    .steps-grid {
        grid-template-columns: 1fr;
    }

    .figures-grid {
        grid-template-columns: 1fr;
    }

    .figure-block {
        border-right: none;
        padding-bottom: 24px;
        border-bottom: 1px solid rgba(255, 255, 255, 0.15);
    }

    .figure-block:last-child {
        border-bottom: none;
    }

    .footer-bottom .container {
        flex-direction: column;
        gap: 8px;
        text-align: center;
    }

    .section-title {
        font-size: 24px;
    }
}